1.We cover direct physical loss or damage to covered property caused by or resulting from a “Named Storm” or water damage due to a Named Storm.
2.The Named Storm “limit” is the same as the primary policy amount chosen.
3.The following “limits” apply to loss or damage caused by or resulting from a Named Storm. The most we pay in any one occurrence for loss to covered property at any one location is the Named Storm “limit”.
4.The most we pay for losses to covered property at all locations during a 12 month period is the Named Storm Catastrophe limit.
5.Under this supplemental coverage, we pay your loss minus the deductible. The deductible is $250.