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Coverages

Home Coverages

Covered Property*

Means personal property or business property that you are storing within a self-storage unit at a self-storage facility or in transit to/from the insured location for which you are paying rent pursuant to a rental agreement between you and the storage unit owner.

Covered Causes of Loss*

Fire or lightning

Burglary – forced entry

Explosion

Windstorm or Hail

Tornado

Smoke

Vandalism

Water Damage from roof leaks

Collapse

Weight of snow, ice or sleet

Sinkhole Collapse

Property in transit

Falling Objects

Sonic Boom

Riot or Civil Commotion

Additional/Optional Coverage Options

Flood

Named Storms

Earthquake

Rodents

Property NOT Covered*

Do NOT store any of the following items in your storage unit or mobile storage container. Your policy will NOT cover these losses:

Accounts, bills, currency, data, documents, records, deeds, evidences of debt, money, notes, securities or stamps

Animals, birds or fish

Aircraft

Firearms

Furs, fur garments and garments trimmed with fur

Jewelry, watches, precious or semiprecious stones, bullion, gold, goldware, gold plated ware, silver, silverware, platinum or other precious metals or alloys, and photographic equipment

Property while in the custody of other bailees unless the property is at a premise described in the declarations

Contraband or other property held for, or in the course of, illegal transportation, sale, or trade

Valuable papers and records, including those which exist as electronic data and photographs

Property in storage units or mobile storage containers as to which you have begun lien enforcement actions against the lessee of the storage unit or mobile storage container

Property stored outside of buildings, structures or containers.

Fine arts, antiques and collectibles

Disclosure:
*This is intended as a summary. The policy itself should be read for a full description of the terms, conditions, limits and exclusions.

To view the complete policy, register with SnapNsure™ here.

CA License #0L77661