Means personal property or business property that you are storing within a self-storage unit at a self-storage facility or in transit to/from the insured location for which you are paying rent pursuant to a rental agreement between you and the storage unit owner.
Covered Causes of Loss*
Fire or lightning
Burglary – forced entry (not available for contents stored at your home or any other unsecure location.)
Windstorm or Hail
Water Damage from roof leaks
Weight of snow, ice or sleet
Property in transit (not available for Mobile storage)
Riot or Civil Commotion
Additional/Optional Coverage Options
Property NOT Covered*
Do NOT store any of the following items in your storage unit or mobile storage container. Your policy will NOT cover these losses:
Accounts, bills, currency, data, documents, records, deeds, evidences of debt, money, notes, securities or stamps
Animals, birds or fish
Furs, fur garments and garments trimmed with fur
Jewelry, watches, precious or semiprecious stones, bullion, gold, goldware, gold plated ware, silver, silverware, platinum or other precious metals or alloys, and photographic equipment
Property while in the custody of other bailees unless the property is at a premise described in the declarations
Contraband or other property held for, or in the course of, illegal transportation, sale, or trade
Valuable papers and records, including those which exist as electronic data and photographs
Property in storage units or mobile storage containers as to which you have begun lien enforcement actions against the lessee of the storage unit or mobile storage container
Property stored outside of buildings, structures or containers.
Fine arts, antiques and collectibles
Self-propelled machinery or trailers. Self-propelled machinery includes but is not limited to:
(1) Trucks or tractors;
(3) Motorcycles, contractor’s equipment, or other mobile equipment; or
(4) Recreational vehicles.
Disclosure: *This is intended as a summary. The policy itself should be read for a full description of the terms, conditions, limits and exclusions.
To view the complete policy, register with SnapNsure™ here.
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.