Coverages

Fire or lightning

Burglary – forced entry (not available for contents stored at your home or any other unsecure location.)

Explosion

Windstorm or Hail

Tornado

Smoke

Vandalism

Water Damage from roof leaks

Collapse

Weight of snow, ice or sleet

Sinkhole Collapse

Property in transit (not available for Mobile storage)

Falling Objects

Sonic Boom

Riot or Civil Commotion

Flood

Named Storms

Earthquake

Rodents

Accounts, bills, currency, data, documents, records, deeds, evidences of debt, money, notes, securities or stamps

Animals, birds or fish

Aircraft

Firearms

Furs, fur garments and garments trimmed with fur

Jewelry, watches, precious or semiprecious stones, bullion, gold, goldware, gold plated ware, silver, silverware, platinum or other precious metals or alloys, and photographic equipment

Property while in the custody of other bailees unless the property is at a premise described in the declarations

Contraband or other property held for, or in the course of, illegal transportation, sale, or trade

Valuable papers and records, including those which exist as electronic data and photographs

Property in storage units or mobile storage containers as to which you have begun lien enforcement actions against the lessee of the storage unit or mobile storage container

Property stored outside of buildings, structures or containers.

Fine arts, antiques and collectibles

Self-propelled machinery or trailers. Self-propelled machinery includes but is not limited to:

(1) Trucks or tractors;
(2) Automobiles;
(3) Motorcycles, contractor’s equipment, or other mobile equipment; or
(4) Recreational vehicles.